{"id":308,"date":"2021-06-29T07:35:02","date_gmt":"2021-06-29T07:35:02","guid":{"rendered":"https:\/\/natexfsp.co.za\/?page_id=308"},"modified":"2021-06-29T07:35:06","modified_gmt":"2021-06-29T07:35:06","slug":"ts-and-cs","status":"publish","type":"page","link":"https:\/\/natexfsp.co.za\/index.php\/ts-and-cs\/","title":{"rendered":"T&#8217;s and C&#8217;s"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.6.1&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(0,19,46,0.6)&#8221; background_color_gradient_end=&#8221;rgba(0,19,46,0.6)&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/natexfsp.co.za\/wp-content\/uploads\/2020\/09\/financial-advisor-39.jpg&#8221; min_height=&#8221;160px&#8221; custom_margin=&#8221;||-65px|||&#8221; custom_padding=&#8221;19px||||false|false&#8221;][et_pb_row _builder_version=&#8221;4.9.7&#8243; custom_margin=&#8221;-33px||||false|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.4.3&#8243;][et_pb_text _builder_version=&#8221;4.6.1&#8243; header_font=&#8221;Darker Grotesque|900|||||||&#8221; header_font_size=&#8221;100px&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;882px&#8221; custom_margin=&#8221;||||false|false&#8221; header_font_size_tablet=&#8221;70px&#8221; header_font_size_phone=&#8221;60px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221;]<\/p>\n<h1>Terms and Conditions<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;About&#8221; _builder_version=&#8221;4.4.3&#8243; background_image=&#8221;https:\/\/natexfsp.co.za\/wp-content\/uploads\/2020\/09\/financial-advisor-18.png&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_center&#8221; min_height=&#8221;534px&#8221; custom_padding=&#8221;3px|||||&#8221;][et_pb_row _builder_version=&#8221;4.4.3&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.4.3&#8243;][et_pb_text _builder_version=&#8221;4.6.1&#8243; header_2_font=&#8221;Darker Grotesque|900|||||||&#8221; header_2_font_size=&#8221;60px&#8221; max_width=&#8221;700px&#8221; header_2_font_size_tablet=&#8221;42px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221;]<\/p>\n<h2>Welcome to our website.<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.9.7&#8243; _module_preset=&#8221;default&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.9.7&#8243; _module_preset=&#8221;default&#8221;][et_pb_text _builder_version=&#8221;4.9.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Adamina||||||||&#8221;]<\/p>\n<ol>\n<li>Natex Makelaars (Pty) Ltd is s an authorized financial services provider (FSP 51537). The website services are intended to facilitate users to voluntarily input personal information electronically, in order for us to get comparative quotes from several insurance companies. We are authorized with various insurance companies and may submit your details to the various insurance companies in order to obtain comparative quotations.<\/li>\n<\/ol>\n<p>\u2018You\u2019, \u2018your\u2019 or \u2018yourself\u2019 refers to the user of the Natex Makelaars (Pty) LTD\u2019s website (\u2018site\u2019), and as the context requires, may be a reference to any client or potential client of Natex Makelaars (Pty) LTD, or any financial adviser who act on behalf of such client.<\/p>\n<p>Natex Makelaars (Pty) Ltd, hereinafter referred to as &#8220;Natex\u201d.<\/p>\n<p>If you continue to browse and use this website you are agreeing to comply with and be bound by this website privacy policy which govern Natex\u2019s relationship with you in relation to this website.<\/p>\n<p>If you do not wish to be bound by these Terms and Conditions, you may not access, display, use, download, and\/or otherwise copy or distribute Content obtained at the Website.<\/p>\n<p>The use of this website is subject to the following terms of use set out below.<\/p>\n<p>These Terms &amp; Conditions (\u2018Terms\u2019) become effective when you access this site for the first time and constitute a valid and binding agreement between Natex and yourself. The current version of these Terms governs our respective rights and obligations each time you access this site.<\/p>\n<p>If you do not agree to these Terms, please do not make use of this site.<\/p>\n<p>These Terms set forth the entire understanding and agreement between you and Natex with respect to the subject matter hereof.<\/p>\n<p>You shall not be entitled to cede, assign, and\/or delegate your rights and\/or obligations in terms of these Terms to any third party without the prior written consent of Natex.<\/p>\n<p>If any provision of these Terms is held to be illegal, invalid or unenforceable for any reason, such provision shall be struck out from these Terms and the remaining provisions shall be enforced.<\/p>\n<p>Our failure to act with respect to a breach by you or others does not constitute a waiver of our right to act with respect to subsequent or similar breaches.<\/p>\n<p>Natex makes no warranty, express or implied, and assumes no liability in connection with the use of this website. Use of this Website and the related services and\/or products shall be governed by, and interpreted in accordance with the South African laws, and subject to the exclusive jurisdiction of the South African courts. This Website is controlled, operated and administered from within the Republic of South Africa.<\/p>\n<p>Access to the Website from territories or countries where the Content is illegal is prohibited. You may not use this Website in violation of South African export laws and regulations. If you access this Website from locations outside of South Africa, you are responsible for compliance with all local laws.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><u>REQUESTING OF OUR SERVICES:<\/u><\/strong><\/p>\n<p>Through the voluntary submission of information into our online form, you are requesting, authorizing and agreeing to:<\/p>\n<p>Natex submitting your information onto our partners,<\/p>\n<p>Natex contacting you with obligation free quotes for the specific product you have requested.<\/p>\n<p>Natex transmitting your information to, and receiving information from, risk and credit agencies in order for Natex to ensure we refer you to our most relevant partners. This may include the collection and transmission of information such as credit information held on your credit profile at the credit bureau.<\/p>\n<p>Natex to instruct the insurers, on your behalf and with your consent, to complete the underwriting with you.<\/p>\n<p>Natex to assist you with advice, policy changes, claims etc.<\/p>\n<p>Natex to transmit your information via our servers which may sit in a foreign country.<\/p>\n<p>Natex to continued communicating from us in order to service you, and send relevant information and insurance related content.<\/p>\n<p>We offer these services on a number of websites that are partnered with the Website.<\/p>\n<p><strong><u>ELECTRONIC COMMUNICATIONS:<\/u><\/strong><\/p>\n<p>By using this website and its services, it shall be deemed your consent to receive communications from us via electronic and\/other means which includes (but it in no way limited to) e-mail, messages on the Website, messaging via other digital platforms and\/or postal means and telephonic calls.<\/p>\n<p>You must ensure that your information is true, accurate and complete as prompted by the registration process for using the service or transaction in the product or service.<\/p>\n<p>Natex shall be entitled to regard all instructions and transactions received from you as originating from you and to act on such instructions or transaction.<\/p>\n<p>In relation to the conclusion of electronic transactions, Natex will at all times and where applicable comply with our obligations in terms of the Electronic Communications and Transactions Act 25 of 2002 (as amended).<\/p>\n<p>When you communicate with Natex by electronic communication provided or as may be directed on this site, you consent to receive responses to your communications by electronic communication addressed to you by Natex. You thereby agree that all electronic agreements, notices, disclosures and other communications sent by Natex to you satisfy any legal requirement that such communications should be in writing.<\/p>\n<p>You accept the risks inherent in electronic communication in whatever form and consent to Natex acting on the information communicated by you to us electronically. It is your responsibility to ensure that Natex has received the information communicated by you electronically.<\/p>\n<p>You acknowledge and consent that Natex, in its discretion, may retain and store your electronic communications as may be lawfully required.<\/p>\n<p>Any email communication sent to you by us will be regarded, for this agreement, to have been received by you when it enters an information system outside of the control of Natex. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically, satisfy any and all legal requirement that such communications be in writing.<\/p>\n<p><strong><u>DATA PROTECTION:<\/u><\/strong><\/p>\n<p>Natex is committed to protecting your privacy and to ensure your personal information is processed lawfully, fairly, and transparently. Natex makes every effort to protect any information received. Despite such undertaking, it is possible for Internet-based communications to be intercepted. Without the use of encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. Natex will not be responsible for any damages you or any third party may suffer as a result of the transmission of confidential information that you make to Natex through the Internet, or that you expressly or implicitly authorise Natex to make, or for any errors or any changes made to any transmitted information.<\/p>\n<p>Natex urges you to take due care and read and understand the privacy clauses as states here under in these Terms and Conditions:<\/p>\n<ul>\n<li>Privacy: Casual Browsing:<\/li>\n<\/ul>\n<p>You may visit the Website without providing any personal information. The Website servers will in such instances collect the IP address of the User computer, but not the email address or any other distinguishing information. This information is aggregated to measure the number of visits, average time spent at the Website, pages viewed, etc. Natex uses this information to determine use of the Website, and to improve Content thereon. Natex assumes no obligation to protect this information, and may copy, distribute or otherwise use such information without limitation.<\/p>\n<ul>\n<li>Privacy: Unsolicited (not asked for) Information:<\/li>\n<\/ul>\n<p>If you post any unsolicited content or other information to the Website, and unless otherwise indicated, then you grant to Natex, a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Information throughout the world in any media. You grant to Natex the right to use the name that you submit in connection with such Information, if they choose. You warrant that Natex owns or otherwise controls all of the rights to the Information that you post; that the Information is accurate; that by the supply of the Information to Natex, You do not violate this Policy and do not infringe the rights of any person or entity; and that you indemnify Natex for all claims resulting from the receipt of the Information you supply to it. Natex reserves the right but not the obligation to monitor and edit or remove any Information, where posted to public pages. Natex takes no responsibility, and assumes no liability for any Information posted by you or any third party.<\/p>\n<ul>\n<li>Privacy: Solicited (asked for) Information you give to Natex<\/li>\n<\/ul>\n<p>Natex requires certain personal information to process transactions if you require any of Natex\u2019s products or services. Natex receives and stores all Information you enter on the Website or give to Natex, in any other way. You may choose not to provide certain information, but that may limit the services or products that you may wish to obtain from Natex. In this regard and unless specifically restricted by you from the license below, you grant to Natex a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such information throughout the world in any media. Your information that is required by Product providers (insurers) and Product Suppliers to give effect to transactions that you choose to enter into is shared with those entities.<\/p>\n<ul>\n<li>Privacy: Promotional Information<\/li>\n<\/ul>\n<p>Natex aspires to provide first-class service to its customers, which necessitates Natex providing information to you regarding new services or special offers. In each instance, you are provided an opportunity to opt-out of such information circulars.<\/p>\n<ul>\n<li>Privacy: Business Transfers:<\/li>\n<\/ul>\n<p>Natex may enter into business arrangements whereby its customer base is one of the more valued assets. In such an event, customer Information will be one of the transferable assets.<\/p>\n<ul>\n<li>Privacy: Lawful Purposes:<\/li>\n<\/ul>\n<p>When Natex is served with due legal process requiring the delivery of personal customer Information, it has the legal duty to abide by that demand, and will do so.<\/p>\n<ul>\n<li>Cookies and Storage Information\n<ol>\n<li>Cookies are IDs consisting of alphabets and numbers that this website sends to your computer hard drive through your web browser. The system on this website uses Cookies to recognize your browser and can provide functions such as storing your access information until your next website visit.<\/li>\n<li>Natex or its advertisers may from time to time make use of cookies. Cookies allows a web-server to collect information about the User for purposes amongst others to identify which areas of Natex\u2019s network of websites you have visited or customised, so the next time you visit, those pages are easily accessible.<\/li>\n<li>You can set up the browser not to receive new Cookies, to arrange a warning to appear on the screen when Cookies are received or to void the cookie functions (please refer to help in your browser&#8217;s toolbar).<\/li>\n<li>It will solely be on the discretion of the User to either accept or refuse cookies through the settings on its internet web browser or alternatively use a program or application to control the use of cookies by any website.<\/li>\n<li>If you choose not to accept these cookies, your experience at our website may be diminished and some features may not work as intended.<\/li>\n<li>Information collected through the website is stored in a secure operating environment that is not available to the public.<\/li>\n<\/ol>\n<\/li>\n<li>Third party websites and hyperlinks\n<ol>\n<li>The Natex website may contain links to other websites. We are not responsible for the privacy policies adopted by these websites.<\/li>\n<li>The inclusion of any links on our website does not imply recommendation or endorsement by us or any of our affiliates. Use of or reliance by you of any links on the website is at your own risk.<\/li>\n<li>You are prohibited from creating any links to the website without the prior written consent from Natex.<\/li>\n<\/ol>\n<\/li>\n<li>Fraudulent Emails\n<ol>\n<li>Natex will never request you to provide personal information such as credit card or debit card or banking details, ATM Pins, password etc, or ask you to verify or confirm your information by clicking on a link.<\/li>\n<li>In the event that you receive an unsolicited e-mail that appears on the face of it to be from Natex which requests you to provide personal information such as credit card or debit card or banking details, ATM Pins, password etc, or asks you to verify or confirm your information by clicking on a link, it is not from Natex.<\/li>\n<li>Natex would never ask for such information via an email, we strongly urge that you do not respond to these emails and do not click on any links to such an email.<\/li>\n<li>Responding to such an email places your personal information at risk.<\/li>\n<li>Natex shall not be held liable from any consequences arising from such fraudulent emails.<\/li>\n<\/ol>\n<\/li>\n<li>Social Media\n<ol>\n<li>Please note that on the website we have links to our social media pages.<\/li>\n<li>You must be aware that any information or material you may post on our social media pages will become public information.<\/li>\n<li>You must be careful of the material or information you post on our social media pages.<\/li>\n<li>Natex shall not be held liable for any information or material you publish on our social media pages through our website.<\/li>\n<\/ol>\n<\/li>\n<li>Use by visitors under the age of 18 years\n<ol>\n<li>Natex is also committed to protecting personal information of any website visitors who are under the age of 18.<\/li>\n<li>Natex recommends guardians to review the website when website visitors under the age of 18 access this website.<\/li>\n<li>If you are under the age of 18, please provide your personal information with the consent of your guardian.<\/li>\n<\/ol>\n<\/li>\n<li>What else should you know about your privacy when online?\n<ol>\n<li>We do not share with any of the websites to which we link any of the individual information you provide to us, although we may share aggregate data with such websites, such as data on how many people use our website. Please check with those websites to determine their privacy policies.<\/li>\n<li>Keep in mind that whenever you voluntarily disclose personal information online, that information can be collected and used by others. In short, if you post personal information that is accessible to the public, you may receive unsolicited messages from other parties in return.<\/li>\n<li>Ultimately, you are the one responsible for maintaining the secrecy of your personal information. Please be careful and responsible whenever you are online<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<p><strong><u>NATURE OF INFORMATION ON THE SITE:<\/u><\/strong><\/p>\n<p>The information and content (collectively &#8216;information&#8217;) accessible through this site is provided by Natex as general information about the companies and their products and services. Natex does not guarantee the suitability or value of any information or particular investment source. Any information in this website is provided \u201cas is\u201d and not intended nor does it constitute financial, tax, legal, investment, or other advice. Nothing contained in any service or any other content on our website constitutes a solicitation, recommendation, endorsement or offer by Natex, but shall merely be deemed to be an invitation to do business. You should consult your financial adviser before relying on any information on this site. This site may contain views or opinions that are not necessarily those of Natex.<\/p>\n<p>Calculations that may be displayed on this site are intended for your convenience, approximations, and are intended only as guidelines.<\/p>\n<p>Should you wish to rely on any calculation, you are advised to check the calculations before using them as Natex will not be liable for any inaccuracy in the calculation.<\/p>\n<p>Unless indicated in writing by Natex, nothing contained herein constitutes an offer or agreement to enter into any services and products, nor does it constitute guidance, a proposal or recommendation to enter into any services and products.<\/p>\n<p>Natex makes no representation or warranty, express or implied, as to the accuracy, entirety or reliability of any information obtained from this Website. Regardless of all\/any information supplied or provided on this website the applicable policy wording, endorsements, special conditions imposed or proposed will always prevail.<\/p>\n<p>We may use the services of other organisations to provide information on this site. We have no control over this information and make no representations or warranties of any nature as to the accuracy, appropriateness or correctness of such information. You agree that such information is provided &#8220;as is&#8221; and we will not be directly or indirectly liable for any damages that may arise from your reliance on it.<\/p>\n<p>Natex is not liable for any direct, indirect, incidental, consequential or punitive damages arising out of your access to or use of this website, including but not limited to any viruses or any other destructive materials that may infect or corrupt your computer network or hardware or software. You accept all risk associated with the existence of such viruses or any other destructive materials which is able to infect or corrupt your computer network or hardware or software.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><u>NO WARRANTIES OR REPRESENTATIONS<\/u><\/strong><\/p>\n<p>We do not warrant that this site will be error-free or will meet any particular criteria of accuracy, completeness or reliability of the information, performance or quality.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><u>DISCLAIMER AND LIMITATION OF LIABILITY<\/u><\/strong><\/p>\n<p>Use of this site is entirely at your own risk. You assume full responsibility for the risk or loss resulting from your use of this site and your reliance on the material and information contained on it.<\/p>\n<p>We and our subsidiaries, shareholders, agents, consultants or employees are not liable for any damages whatsoever relating to your use of this site or the information contained on this site or your inability to use this site. This includes, without limitation, any direct, indirect, special, incidental, consequential or punitive damages, whether arising out of contract, statute, and delict or otherwise and regardless of whether we were expressly advised of the possibility of such loss or damage.<\/p>\n<p>Natex does not warrant that any information contained herein or obtained from and by any independent providers (information) is complete or correct, and you shall not be entitled to place any reliance on the information contained in this site for any purpose.<\/p>\n<p>Natex, to the full extent legally permissible, does not guarantee the timeliness, sequence, accuracy, adequacy, or completeness of the information. To the full extent legally permissible, Natex gives no express or implied warranties (including, but not limited to warranties of merchantability or fitness for a particular use) with respect to the information.<\/p>\n<p>You acknowledge that our ability to make this site and the information available relies on the Internet and communications systems that may be unavailable due to interruptions or maintenance to such systems that are not within the control of Natex. These interruptions may also result from power outages. This serves as notice of such unavoidable interruptions and delays in providing this site and the service.<\/p>\n<p>Natex shall not be liable in any way, and you agree to indemnify and hold harmless Natex for:<\/p>\n<ol>\n<li>any inaccuracy, error, or delay in, or omission of: any information; or the transmission or delivery of information\u037e<\/li>\n<li>any loss or damage arising from or occasioned by: any such inaccuracy, error, delay, or omission; or nonperformance; or interruption of<\/li>\n<\/ol>\n<ul>\n<li>information due either to any negligent act or omission by Natex or providers\/transmitters of information or to any &#8220;force majeure&#8221; (i.e. flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labor dispute, accident, action of government, communications, power failure, or equipment or software malfunction) or any other cause beyond the reasonable control of Natex or the information providers\/transmitters.<\/li>\n<\/ul>\n<ol>\n<li>You acknowledge that Natex will act on any instruction reasonably purporting to emanate from yourself. Natex will not be required to enquire as to the origin of any instruction it receives from any party utilising your personal credentials (ID number, policy number etc.), and Natex shall not be held liable as a result of the unauthorised use of your personal credentials, which you shall keep secret and secure. It is your responsibility to ensure that your personal information is up to date and correct.<\/li>\n<\/ol>\n<p><strong><u>POPIA<\/u><\/strong><\/p>\n<p>In line with the Protection of Personal Information Act, 4 of 2013, we confirm to you the following:<\/p>\n<ul>\n<li>We may collect and process the following personal information from you:\n<ol>\n<li>Title<\/li>\n<li>Name and Surname;<\/li>\n<li>Identity or Passport Number<\/li>\n<li>Contact Details<\/li>\n<li>Postal and Street addresses<\/li>\n<li>Claims History<\/li>\n<li>Details of your previous insurances held<\/li>\n<li>Occupation<\/li>\n<li>Financial Information (Banking details)<\/li>\n<li>Browsing habits and click patterns on our websites<\/li>\n<li>Any other personal information necessary to process your request for insurance<\/li>\n<\/ol>\n<\/li>\n<li>How do we collect your personal information\n<ol>\n<li>We will always collect your personal information directly from you where possible<\/li>\n<li>When you submit an online quote request, complete the website contact form, or contact us through any social media platform, you are submitting your personal information to us<\/li>\n<li>We may obtain personal information about you through publicly available platforms<\/li>\n<li>Where we need to obtain personal information about you from any other source, we will request your consent<\/li>\n<\/ol>\n<\/li>\n<li>Purpose of processing\n<ol>\n<li>Natex processes Personal Information relating to both individual and juristic persons in order to carry out its business, organisational functions, in order to perform its appointed function to the service provider, to deliver services in accordance with insurance contracts entered into with clients and to fulfil our lawful obligations.<\/li>\n<li>We process your personal information to provide you with the services requested by you and as contracted in terms of your policy cover and benefits associated therewith, which includes:\n<ol>\n<li>Making contact with you regarding your insurance arrangements<\/li>\n<li>For the purposes of underwriting, fair assessment of risks and claims processing<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<ul>\n<li>To respond to your inquiries and\/or complaints<\/li>\n<\/ul>\n<ol>\n<li>To confirm and verify your identity or to verify that you are an authorised person for security purposes<\/li>\n<li>To process premium payments via debit order<\/li>\n<li>For the detection and prevention of fraud, crime, money laundering or other malpractice<\/li>\n<\/ol>\n<ul>\n<li>To conduct market or customer satisfaction research or for statistical analysis;<\/li>\n<li>For audit and record keeping purposes;<\/li>\n<\/ul>\n<ol>\n<li>In connection with legal proceedings<\/li>\n<\/ol>\n<ol>\n<li>In addition, your personal information may be retained for legal or research purposes<\/li>\n<\/ol>\n<ul>\n<li>What we do with your personal information\n<ol>\n<li>We will use your personal information only for the purpose for which it was collected and agreed by you<\/li>\n<li>Your personal information will be retained for no longer than necessary for contractual, legal, and statistical purposes<\/li>\n<li>Further processing of personal information will only be done if such further processing is in line with the original purpose<\/li>\n<\/ol>\n<\/li>\n<li>Information Sharing\n<ol>\n<li>To give effect to the contract entered into, we must share certain personal information with third parties such as tracking companies; roadside assistance, your product provider and all other service suppliers<\/li>\n<li>We may share your personal information with other Insurance Companies or their agents<\/li>\n<li>We may share your personal information with third parties located outside of the RSA to give effect to certain policy benefits, e.g., Repatriation etc.<\/li>\n<li>We may also share your personal information in circumstances where we have a duty or a right to disclose in terms of law or industry codes, or where we believe it is necessary to protect our rights<\/li>\n<li>When we must share your personal information with a third party, we impose appropriate security, privacy and confidentiality obligations on them to ensure your information is kept secure<\/li>\n<\/ol>\n<\/li>\n<li>Information Security\n<ol>\n<li>We are legally obliged to provide adequate protection for the personal information we hold and to avoid unauthorised access and use of personal information<\/li>\n<li>We process your personal information in a proper manner and will take appropriate security measures to prevent loss of, damage of personal information, unauthorised access, disclosure, modification, or unauthorised destruction of the data.<\/li>\n<li>We will store all the personal information in secured environments.<\/li>\n<li>We review our security controls on an ongoing basis to ensure your information remains secure<\/li>\n<\/ol>\n<\/li>\n<li>Our security controls cover:\n<ol>\n<li>Physical Security<\/li>\n<li>Computer and network security<\/li>\n<li>Access to personal information<\/li>\n<li>Sharing of personal information<\/li>\n<li>Monitoring access and use of personal information<\/li>\n<li>Reviewing of security control procedures<\/li>\n<li>Investigating and reacting to security incidents<\/li>\n<\/ol>\n<\/li>\n<li>Your rights\n<ol>\n<li>You have the right to request details on the personal information we hold about you<\/li>\n<li>You have the right to request a copy of the personal information we hold about you which may be subject to a legally allowable fee<\/li>\n<li>You have the right to request updating, correction, or deletion of your personal information, except where such information is held in terms of law<\/li>\n<li>You have the right to withdraw consent or object to the processing of your personal information at any time<\/li>\n<li>You have the right to submit a complaint to the Regulator alleging interference with the protection of the personal information of a data subject.<\/li>\n<\/ol>\n<\/li>\n<li>Complaints<\/li>\n<\/ul>\n<p>INFORMATION REGULATOR<\/p>\n<ol>\n<li>You have the right to complain to the Information Regulator, whose contact details are:<\/li>\n<\/ol>\n<p>Physical address: \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 JD House,<\/p>\n<p>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 27 Stiemens Street,<\/p>\n<p>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Braamfontein,<\/p>\n<p>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Johannesburg,<\/p>\n<p>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a02001<\/p>\n<p>&nbsp;<\/p>\n<p>Email Complaints: \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 complaints.IR@justice.gov.za<\/p>\n<p>&nbsp;<\/p>\n<p>General enquiries email:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 inforeg@justice.gov.za.<\/p>\n<ul>\n<li>Contact us\n<ol>\n<li>This Privacy Policy applies to Natex Makelaars (Pty) Ltd, and where applicable, incorporating all its operating entities.<\/li>\n<li>Should you wish to exercise any rights as outlined above, or if you have any questions, complaints or concerns regarding this privacy notice, data privacy and our treatment of your Personal Information, please contact us at: admin@natexfsp.co.za<\/li>\n<li>Please note that in exercising of your rights as outlined above, we will request verification of your identity before any request is processed<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<p>11) Your consent to this agreement<\/p>\n<ol>\n<li>a) By using our websites, you consent to the collection and use of information by Natex as specified above.<\/li>\n<li>b) We reserve the right without notice to change, modify, amend, add to or remove portions or whole parts of this Privacy Policy from time to time permanently or temporarily.<\/li>\n<li>c) All updates and\/or amendments to this Privacy Policy are effective on the date we publish them on the website.<\/li>\n<li>d) The responsibility is on you to determine whether any updates and\/or amendments have been made to this Privacy Policy<\/li>\n<li>e) Any major policy revisions will be posted on our website in an easy-to-find and timely manner.<\/li>\n<li>f) The continued use of the website by you after the updates or amendments have been made to the Privacy Policy has the effect of you agreeing to be bound by the new terms of the Privacy Policy<\/li>\n<\/ol>\n<p>12) Whole agreement<\/p>\n<ol>\n<li>a) The terms and conditions expressed above constitutes the whole agreement and Natex and you are bound by this privacy statement.<\/li>\n<\/ol>\n<p>13) Severability<\/p>\n<ol>\n<li>a) In the event that only part of the terms of this Privacy Statement are found to be invalid, unlawful or unenforceable, such terms shall be severable from the remaining terms in this privacy policy, which shall remain valid and enforceable.<\/li>\n<\/ol>\n<p>14) Indulgence<\/p>\n<p>a)Any indulgence, leniency or extension of time which Natex may give to you shall not operate as an estoppel or in any way prejudice Natex or preclude Natex from exercising any of its rights.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><u>COPYRIGHT, TRADEMARKS AND INTELLECTUAL PROPERTY<\/u><\/strong><\/p>\n<p>This website and its content is the copyright of &#8220;Natex Makelaars (Pty) Ltd\u201d. All rights reserved. The information published on this website may not be used, duplicated, distributed, reproduced, translated or changed without prior written consent from Natex. A visitor&#8217;s use or access of this website does not in any way transfer or alter any right to or in the intellectual property rights of Natex. This includes all or any information, text, visual aid, design and overall representation displayed or available from the website, trademarks, copyright, designs, patents, domain names, expertise, confidential information, trade secrets or any other intellectual property rights which may lie with Natex, with the author or licensor of the information.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;GET A QUOTE&#8221; _builder_version=&#8221;4.6.1&#8243; background_color=&#8221;#263142&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;#041444&#8243; background_color_gradient_end=&#8221;#215f9e&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; locked=&#8221;off&#8221;][et_pb_row _builder_version=&#8221;4.9.7&#8243; _module_preset=&#8221;default&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.9.7&#8243; _module_preset=&#8221;default&#8221;][et_pb_text _builder_version=&#8221;4.9.7&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_text_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;13px||20px|||&#8221; text_text_shadow_style=&#8221;preset1&#8243; text_text_shadow_color=&#8221;#000000&#8243;]<\/p>\n<h2><span style=\"color: #ffffff;\">Natex Makelaars (Pty)LTD is a registered Financial Services Provider \u2013 FSP 51537<\/span><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Terms and ConditionsWelcome to our website. Natex Makelaars (Pty) Ltd is s an authorized financial services provider (FSP 51537). The website services are intended to facilitate users to voluntarily input personal information electronically, in order for us to get comparative quotes from several insurance companies. We are authorized with various insurance companies and may submit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-308","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/natexfsp.co.za\/index.php\/wp-json\/wp\/v2\/pages\/308","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/natexfsp.co.za\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/natexfsp.co.za\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/natexfsp.co.za\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/natexfsp.co.za\/index.php\/wp-json\/wp\/v2\/comments?post=308"}],"version-history":[{"count":4,"href":"https:\/\/natexfsp.co.za\/index.php\/wp-json\/wp\/v2\/pages\/308\/revisions"}],"predecessor-version":[{"id":314,"href":"https:\/\/natexfsp.co.za\/index.php\/wp-json\/wp\/v2\/pages\/308\/revisions\/314"}],"wp:attachment":[{"href":"https:\/\/natexfsp.co.za\/index.php\/wp-json\/wp\/v2\/media?parent=308"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}